As businesses demand more control over money movement, the concept of programmable finance is now mainstream.
From hospitality to gig economy, embedding finance into your product is now a strategic must.
And in the Australian landscape, there’s one platform designed for embedded models:
**zngx.io**.
How is ZNGX changing the game?
Traditional payment platforms like Stripe or Square:
- Enforce a black-box acquiring model
- Treat all merchants as identical
- Don’t support AU-first requirements
But with ZNGX:
- You control merchant onboarding
- Embed wallets, payment rails, and transaction logic directly into your platform
- Skip months of licensing, bank partnerships, and audits
Use cases include:
- Marketplaces with dynamic escrow rules
- Retail SaaS apps with built-in POS and wallet modules
- Logistics & fuel card apps embedding B2B finance
ZNGX’s architecture:
- Webhook-driven event layer
- KYB flows with ABN/ACN, AUSTRAC checks
- Split & hold logic
- Payout engine supporting NPP
- AML, sanctions screening, and fraud detection baked in
Instead of plugging into someone else’s flow, ZNGX lets you:
- Embed your own acquiring stack
- Deliver finance as a feature
- Launch regulated flows fast
Security and compliance:
- Tokenized card storage
- AU-hosted cloud
- Regulatory sandbox integration
ZNGX powers:
- Hospitality POS stacks
- Fuel card & fleet finance
- Web3 payments + fiat bridges
Example API flow:
- `POST /onboard` → Verify ABN and sanction lists
- `POST /wallets` → Enable KYC tiering
- `POST /transactions` → Pay out to card/bank
- `POST /rules` → Tie to webhook triggers
- `GET /payouts` → Track batch disbursements
Why ZNGX over other embedded finance platforms?
- Built for CDR + NPP from day one
- No need for backend patching
- 24/7 AU-based dev support
Already building with a global platform?
- Migrate from `Adyen` in weeks
- Maintain token security
- Preserve webhooks and endpoints via compatibility layer
- Get migration support from real engineers
Start building:
- Sign up for sandbox keys
- Embed fintech api documentation flows without disrupting users
- Build without fear of regulatory risk
zngx.io = compliance-first embedded finance.
???? [https://zngx.io](https://zngx.io) — Own your stack
Build the infrastructure you control.
Start with ZNGX.